Don't forget to factor in closing costs when considering a home sale or purchase. Buyers First Choice, LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 301-210-9548 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary expenses accompanying closing the sale of a house. These fees are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Maryland to help direct you through the process.

Costs pertaining to your mortgage to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Buyers: If you are buying a home in the Maryland metro, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not stunned when you reach the closing table. We'll be glad to go over the GFE with you, answering your questions and highlighting any estimates of concern.

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